{"id":664,"date":"2026-01-17T21:58:06","date_gmt":"2026-01-17T14:58:06","guid":{"rendered":"https:\/\/sacmaucuocsong.com.vn\/?p=664"},"modified":"2026-01-17T21:58:06","modified_gmt":"2026-01-17T14:58:06","slug":"ngan-hang-xoa-tai-khoan-co-so-du-duoi-20-000-dong","status":"publish","type":"post","link":"https:\/\/sacmaucuocsong.com.vn\/?p=664","title":{"rendered":"Ng\u00e2n h\u00e0ng x\u00f3a t\u00e0i kho\u1ea3n c\u00f3 s\u1ed1 d\u01b0 d\u01b0\u1edbi 20.000 \u0111\u1ed3ng"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng TMCP Qu\u1ed1c D\u00e2n (NCB) v\u1eeba ch\u00ednh th\u1ee9c th\u00f4ng b\u00e1o m\u1edbi v\u1ec1 vi\u1ec7c \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n d\u01b0\u1edbi 20.000 \u0111\u1ed3ng, kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong th\u1eddi gian d\u00e0i.<\/h2>\n

Theo b\u00e1o Ph\u1ee5 n\u1eef s\u1ed1 c\u00f3 b\u00e0i Ng\u00e2n h\u00e0ng x\u00f3a t\u00e0i kho\u1ea3n c\u00f3 s\u1ed1 d\u01b0 d\u01b0\u1edbi 20.000 \u0111\u1ed3ng. N\u1ed9i dung nh\u01b0 sau:<\/strong><\/p>\n

Theo th\u00f4ng b\u00e1o ch\u00ednh th\u1ee9c tr\u00ean trang ch\u1ee7 ng\u00e2n h\u00e0ng n\u00e0y, c\u00e1c t\u00e0i kho\u1ea3n t\u1ea1i NCB kh\u00f4ng c\u00f3 giao d\u1ecbch ch\u1ee7 \u0111\u1ed9ng trong t\u1ed1i thi\u1ec3u 24 th\u00e1ng li\u00ean t\u1ee5c (t\u00ednh \u0111\u1ebfn tr\u01b0\u1edbc ng\u00e0y 31\/12\/2025) v\u00e0 c\u00f3 s\u1ed1 d\u01b0 th\u1ea5p h\u01a1n m\u1ee9c ph\u00ed qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng (d\u01b0\u1edbi 20.000 \u0111\u1ed3ng, ch\u01b0a bao g\u1ed3m VAT) s\u1ebd b\u1ecb \u0111\u00f3ng trong th\u00e1ng 1\/2026.<\/p>\n

Vi\u1ec7c r\u00e0 so\u00e1t v\u00e0 \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap ng\u00e2n h\u00e0ng l\u00e0m s\u1ea1ch d\u1eef li\u1ec7u theo y\u00eau c\u1ea7u c\u1ee7a NHNN m\u00e0 c\u00f2n gi\u00fap kh\u00e1ch h\u00e0ng tr\u00e1nh ph\u00e1t sinh c\u00e1c kho\u1ea3n ph\u00ed qu\u1ea3n l\u00fd kh\u00f4ng c\u1ea7n thi\u1ebft \u0111\u1ed1i v\u1edbi nh\u1eefng t\u00e0i kho\u1ea3n \u0111\u00e3 b\u1ecb l\u00e3ng qu\u00ean.<\/p>\n

<\/p>\n

Kh\u00f4ng ri\u00eang NCB, l\u00e0n s\u00f3ng x\u1eed l\u00fd t\u00e0i kho\u1ea3n “r\u00e1c” hay t\u00e0i kho\u1ea3n “ng\u1ee7 \u0111\u00f4ng” \u0111ang di\u1ec5n ra m\u1ea1nh m\u1ebd t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c. \u0110i\u1ec3n h\u00ecnh nh\u01b0 Ng\u00e2n h\u00e0ng SHB, t\u1eeb th\u00e1ng 12\/2025, nh\u00e0 b\u0103ng n\u00e0y c\u0169ng \u0111\u00e3 ti\u1ebfn h\u00e0nh \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n c\u00f3 s\u1ed1 d\u01b0 b\u1eb1ng 0 \u0111\u1ed3ng v\u00e0 kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong 24 th\u00e1ng li\u00ean t\u1ee5c tr\u1edf l\u00ean (t\u00ednh \u0111\u1ebfn tr\u01b0\u1edbc ng\u00e0y 30\/10\/2025). Kh\u1ea3o s\u00e1t chung cho th\u1ea5y, t\u00f9y thu\u1ed9c v\u00e0o ch\u00ednh s\u00e1ch ri\u00eang, h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay \u0111\u1ec1u c\u00f3 quy \u0111\u1ecbnh \u0111\u00f3ng t\u00e0i kho\u1ea3n 0 \u0111\u1ed3ng n\u1ebfu kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng trong kho\u1ea3ng t\u1eeb 6 \u0111\u1ebfn 18 th\u00e1ng.<\/p>\n

B\u00ean c\u1ea1nh vi\u1ec7c \u0111\u00f3ng t\u00e0i kho\u1ea3n, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng ch\u1ecdn gi\u1ea3i ph\u00e1p \u00e1p d\u1ee5ng thu ph\u00ed \u0111\u1ec3 khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 h\u01a1n. Theo \u0111\u00f3, c\u00e1c t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng trong 12 th\u00e1ng li\u00ean t\u1ee5c c\u00f3 th\u1ec3 b\u1ecb thu ph\u00ed kho\u1ea3ng 11.000 \u0111\u1ed3ng\/th\u00e1ng.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng khuy\u1ebfn c\u00e1o, n\u1ebfu kh\u00e1ch h\u00e0ng v\u1eabn c\u00f3 nhu c\u1ea7u s\u1eed d\u1ee5ng c\u00e1c t\u00e0i kho\u1ea3n n\u00e0y, c\u1ea7n th\u1ef1c hi\u1ec7n n\u1ea1p ti\u1ec1n v\u00e0 ph\u00e1t sinh giao d\u1ecbch tr\u1edf l\u1ea1i. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu kh\u00f4ng c\u00f2n nhu c\u1ea7u, ng\u01b0\u1eddi d\u00f9ng n\u00ean ch\u1ee7 \u0111\u1ed9ng \u0111\u1ebfn qu\u1ea7y giao d\u1ecbch \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c \u0111\u00f3ng t\u00e0i kho\u1ea3n \u0111\u00fang quy \u0111\u1ecbnh.<\/p>\n

Chuy\u00ean trang Ph\u1ee5 N\u1eef S\u1ed1 \u0111\u0103ng t\u1ea3i b\u00e0i vi\u1ebft v\u1edbi ti\u00eau \u0111\u1ec1 “T\u1eeb ng\u00e0y 1\/3\/2026: Vietcombank, VietinBank, Agribank\u2026 d\u1eebng ho\u1ea1t \u0111\u1ed9ng \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c thi\u1ebft b\u1ecb sau”. N\u1ed9i dung nh\u01b0 sau:<\/strong><\/p>\n

Qu\u00e0 l\u01b0u ni\u1ec7m<\/p>\n

 <\/p>\n

Tr\u01b0\u1edbc b\u1ed1i c\u1ea3nh t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao gia t\u0103ng c\u00e1c h\u00ecnh th\u1ee9c t\u1ea5n c\u00f4ng v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 77\/2025\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 50\/2024\/TT-NHNN. V\u0103n b\u1ea3n ph\u00e1p l\u00fd m\u1edbi n\u00e0y \u0111\u1eb7t ra c\u00e1c y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt nghi\u00eam ng\u1eb7t \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u1eb1m b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n kh\u00e1ch h\u00e0ng. \u0110\u00e1ng ch\u00fa \u00fd nh\u1ea5t t\u1ea1i \u0110i\u1ec1u 5 c\u1ee7a Th\u00f4ng t\u01b0 l\u00e0 quy \u0111\u1ecbnh v\u1ec1 c\u01a1 ch\u1ebf v\u1eadn h\u00e0nh c\u1ee7a \u1ee9ng d\u1ee5ng Mobile Banking tr\u00ean thi\u1ebft b\u1ecb kh\u00e1ch h\u00e0ng.<\/p>\n

\"T\u1eeb<\/a><\/figure>\n

Theo \u0111\u00f3, c\u00e1c \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 kh\u1ea3 n\u0103ng t\u1ef1 ph\u00e1t hi\u1ec7n v\u00e0 t\u1ef1 \u0111\u1ed9ng d\u1eebng ho\u1ea1t \u0111\u1ed9ng n\u1ebfu nh\u1eadn th\u1ea5y m\u00f4i tr\u01b0\u1eddng thi\u1ebft b\u1ecb kh\u00f4ng an to\u00e0n. C\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 bao g\u1ed3m: thi\u1ebft b\u1ecb \u0111\u00e3 b\u1ecb b\u1ebb kh\u00f3a (root\/jailbreak) ho\u1eb7c m\u1edf kh\u00f3a bootloader; \u1ee9ng d\u1ee5ng ch\u1ea1y tr\u00ean m\u00f4i tr\u01b0\u1eddng gi\u1ea3 l\u1eadp (emulator) ho\u1eb7c c\u00f3 tr\u00ecnh g\u1ee1 l\u1ed7i (debugger) \u0111ang ho\u1ea1t \u0111\u1ed9ng. Quy \u0111\u1ecbnh n\u00e0y c\u0169ng \u00e1p d\u1ee5ng khi ph\u00e1t hi\u1ec7n ph\u1ea7n m\u1ec1m b\u1ecb ch\u00e8n m\u00e3 l\u1ea1, b\u1ecb theo d\u00f5i h\u00e0m d\u1eef li\u1ec7u (hook) ho\u1eb7c b\u1ecb \u0111\u00f3ng g\u00f3i l\u1ea1i (repacking). \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 “ch\u1ed1t ch\u1eb7n” k\u1ef9 thu\u1eadt quan tr\u1ecdng \u0111\u1ec3 ng\u0103n ng\u1eeba hacker chi\u1ebfm quy\u1ec1n \u0111i\u1ec1u khi\u1ec3n \u1ee9ng d\u1ee5ng.<\/p>\n

\"T\u1eeb<\/a><\/figure>\n

Song song v\u1edbi vi\u1ec7c ki\u1ec3m so\u00e1t thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i, Th\u00f4ng t\u01b0 77 c\u0169ng m\u1edf r\u1ed9ng ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh sang d\u1ecbch v\u1ee5 Ti\u1ec1n di \u0111\u1ed9ng. C\u00e1c \u0111\u01a1n v\u1ecb cung \u1ee9ng d\u1ecbch v\u1ee5 n\u00e0y s\u1ebd ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c chu\u1ea9n m\u1ef1c b\u1ea3o m\u1eadt t\u01b0\u01a1ng \u0111\u01b0\u01a1ng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Ngo\u00e0i ra, kh\u00e1i ni\u1ec7m “Kh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c m\u1edbi” c\u0169ng \u0111\u01b0\u1ee3c b\u1ed5 sung, y\u00eau c\u1ea7u c\u00e1c doanh nghi\u1ec7p m\u1edbi thi\u1ebft l\u1eadp quan h\u1ec7 trong v\u00f2ng 12 th\u00e1ng (tr\u1eeb c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t nh\u01b0 c\u01a1 quan nh\u00e0 n\u01b0\u1edbc, t\u1eadp \u0111o\u00e0n l\u1edbn) ph\u1ea3i th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c m\u1ea1nh b\u1eb1ng sinh tr\u1eafc h\u1ecdc ho\u1eb7c ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed an to\u00e0n.<\/p>\n

V\u1ec1 m\u1eb7t c\u00f4ng ngh\u1ec7 x\u00e1c th\u1ef1c, \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi l\u00e0n s\u00f3ng l\u1eeba \u0111\u1ea3o s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), NHNN y\u00eau c\u1ea7u c\u00e1c gi\u1ea3i ph\u00e1p ph\u00e1t hi\u1ec7n gi\u1ea3 m\u1ea1o sinh tr\u1eafc h\u1ecdc ph\u1ea3i \u0111\u1ea1t chu\u1ea9n qu\u1ed1c t\u1ebf ISO 30107 c\u1ea5p \u0111\u1ed9 2. \u0110\u1ed3ng th\u1eddi, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd phi\u00ean b\u1ea3n \u1ee9ng d\u1ee5ng, kh\u00f4ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng h\u1ea1 c\u1ea5p xu\u1ed1ng c\u00e1c phi\u00ean b\u1ea3n c\u0169 v\u00e0 ph\u1ea3i th\u1ef1c hi\u1ec7n \u0111\u00e1nh gi\u00e1 l\u1ed7 h\u1ed5ng b\u1ea3o m\u1eadt \u0111\u1ecbnh k\u1ef3 3 th\u00e1ng\/l\u1ea7n.<\/p>\n

Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN s\u1ebd ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/3\/2026. L\u1ed9 tr\u00ecnh \u00e1p d\u1ee5ng c\u1ee5 th\u1ec3 \u0111\u1ed1i v\u1edbi c\u00e1c quy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c s\u1ebd l\u1ea7n l\u01b0\u1ee3t \u0111\u01b0\u1ee3c tri\u1ec3n khai v\u00e0o th\u00e1ng 7 v\u00e0 th\u00e1ng 10 n\u0103m 2026.<\/p>\n

N\u01b0\u1edbc gi\u1eb7t qu\u1ed1c d\u00e2n kh\u00f4ng c\u1ea7n n\u01b0\u1edbc x\u1ea3 v\u1eabn th\u01a1m, h\u01a1n 1,2 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng Shopee cho 5 sao!<\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng TMCP Qu\u1ed1c D\u00e2n (NCB) v\u1eeba ch\u00ednh th\u1ee9c th\u00f4ng b\u00e1o m\u1edbi v\u1ec1 vi\u1ec7c \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n d\u01b0\u1edbi 20.000 \u0111\u1ed3ng, kh\u00f4ng ph\u00e1t sinh giao d\u1ecbch trong th\u1eddi gian d\u00e0i. Theo b\u00e1o Ph\u1ee5 n\u1eef s\u1ed1 c\u00f3 b\u00e0i Ng\u00e2n h\u00e0ng x\u00f3a t\u00e0i kho\u1ea3n c\u00f3 s\u1ed1 d\u01b0 d\u01b0\u1edbi 20.000 \u0111\u1ed3ng. N\u1ed9i dung nh\u01b0 sau: Theo […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-664","post","type-post","status-publish","format-standard","hentry","category-chua-phan-loai"],"_links":{"self":[{"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=664"}],"version-history":[{"count":1,"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/664\/revisions"}],"predecessor-version":[{"id":665,"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/664\/revisions\/665"}],"wp:attachment":[{"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sacmaucuocsong.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}